Things that RUIN my BUDGET (And Maybe YOURS Too)

July 13, 2014

SAVING… I think saving is one thing that is really hard to do. It’s like a work in progress. There will be that moment that you are doing it and then those moments wherein you stumble and fall out of your budget. In this post I list down the TOP THINGS that RUIN my goal to Save and if one or more of the items appeals to you then comment below so I will know and together let’s share our instances about the matter!!! Ok?!

photo from Google Image

1. The “Minsan Lang Naman” Drama– I know, I know… this is a very common thing but YES… I have said this before and truly sweep an amount out of my wallet. I’ll say “Minsan lang naman ako bibili” or “Minsan lang ako makakakita nito” and then I will spend… and spend and spend. This is something I still have to work on with. Count on this category the Sales stores that you visit only to find yourself buying for something you won’t even use or wear. 

photo from Google Image
2. “Libre ko na to”– Being a Filipino, we inherit this trait of being generous especially to others. But sometimes I tend to be over generous to the point that even though I have this budget thing that I need to accomplish, I find myself telling people that’s “It’s my treat”. Not to brag or show-off but mainly because I always have this feeling that I can still earn that amount anyways. 
photo from Google Image

3. “Sweldo Naman eh” moments– This is a big threat especially to those who are employees and used to money in their ATMs during the half and the end of the month. Not because it’s sweldo does it mean that you have the access to buy what you want… Be reminded that it will always be needs and necessities first after all.

Those are just some of the moments that greatly ruin my budget. Is there anything from the list that you also do too??? Them make sure to MESSAGE me via my Contact-Form above or just email me at izzaglinofull@gmail.com. Or Comment below!!!

Thank’s for reading.

Clariza Glino

Izza of SavingsPinay helps Filipinos bridge the financial literacy gap one content at a time by providing insights and tips on budgeting, saving, investing, side hustle and growing your net worth. Aside from this blog she also writes at www.izzaglinofull.com, a beauty and lifestyle blog for frugal Pinays and manages, www.izzagevents.com, a wedding and event business since 2011. For inquiries, topic suggestions or future collaborations email her at izza@savingspinay.ph


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