Personal Finance

I’m Finally Investing in Stocks | SavingsPinay

I’m investing in stocks!!!   Today allow me to share to you one of the major financial decisions I did three years ago – I started investing in stocks directly.   I have always wanted to know how stock trading works and finally I can now learn from experience.   Investing in stocks is one sure way you can build a strong financial foundation and enable yourself to earn passive […]

Reader Question | Where Should I Invest My Money?

Hi everyone and welcome to another Reader Question Post.   I now do this kind of post once or twice a month to give way to inquiries I receive on my personal Facebook account, the SavingsPinay PH on Facebook and through SavingsPinay PH on Instagram.   I do encourage you to send any budget, savings, investment or making extra income question you may have so I can answer through a […]

8 Things You Should Do Before You Invest

Whenever I mention that I invest in stock market people around me will feel amazed.   They start asking how stock investing works and how they can start their own journey as an investor.    I used to feel overwhelmed when people ask me about investing in stocks. I became an investor at 19 years without any formal education or knowledge on how the stack market works.   But it […]

40 Financial Habits for Life You Really Need to Know

Last Update January 29, 2019   Two years ago I published 40 Financial Habits for Life.   My goal is to come up with a list of good financial habits everyone can adapt too. I was inspired with the number 40 which describes a period of testing and battle in the Bible.   Some of you may have been in a battlefield right now, financially. I hope you can treat […]

The Ultimate First Timers’ Guide to Seoul 4D3N Itinerary, Expenses, Tips and More

Traveling to Seoul, South Korea for the first time?   Here’s a Seoul travel guide on what to see and where to go, carefully curated as an ultimate first timers’ guide. Learn how I spent 4 days and 3 nights in Seoul complete with itinerary, budget, tips, and more.   If you also read my personal blog, you will know that I visited Seoul last week. It was a short […]

Cropital, PhilCrowd and FarmOn : Best Alternative Investment Philippines

Cropital, PhilCrowd and FarmOn rose to fame late last year as alternative investment vehicles. How it works is simple. Your investment will be pooled together with the others and be used as capital for local farmers. After the harvest and selling of produced goods, you’ll get your share of profits. Easy right? I discovered about crowd-funding and profit-sharing startups Cropital, PhilCrowd and FarmOn during a random night out with my high […]

Weekly Notes #9 | The Best of Personal Finance Tips and Must Reads

Hi and welcome to the first installment of SavingsPinay Weekly Notes! I was inspired to create a weekly post that in volves only links concerning personal finance and other money matters that are worth the click. I hope with these posts you’ll be more inspired to take charge of your finances. I’ve had such an amazing time searching and reading the posts I compiled in this Weekly Notes #09 | […]

Mid-Year Financial Review for 2017 | SavingsPinay

Today I’m doing a Mid-Year Financial Review for 2017! And I’m sharing it all to you. For me, June is the perfect month to reflect and to look back on how the first six months of the New Year went in the area of finances. I mainly focus in checking the progress and necessary adjustments I can do with the following: My 2017 Financial Goals My Current Spending Habits My […]

May 2017 Recap and Extra Income Report while Working Full-Time

Hi! Welcome to my May 2017 Recap and Extra Income Report. In case you are new to here, just last month I started sharing a detailed recap of my finances and a comprehensive report of my extra income streams. I received positive response in doing a better version of monthly recap. I hope by doing this I inspire you to stop living on one income and start earning extra through […]

If You Are Living On One Income, You’re Doing It Wrong

The title of this post is inspired by an Elite Daily article entitled If You Have Savings In Your 20s, You’re Doing Something Wrong. Here’s what I believe in: If You Are Living On One Income, You’re Doing It Wrong. Everyone needs a hobby, a side hustle or a passion for profit project to do to be able to stay balanced. Depending on just one source of income, like a […]