Saving is Not About Being Selfish
I believe in the power of SAVING!!! Imagine at the start of this month i sticked to my monthly budget and though i have my payment for the final cut off of the month i still have money left with me!!! Enough for me to finish the month of January without even using the new money that was sent in my BPI account.
Saving doesn’t mean you are depriving yourself. Saving means you are paying yourself first before anything else. You should actually save now, dear before emergency comes and regrets haunt you all along.
I met a friend last night while i was waiting for a jeepney ride home in Pasay Rotonda. We were talking and suddenly the topic went to me asking him, “Nag-iipon ka ba?” He genuinely replied na “Hinde eh, kasi ako half binibigay ko kay Mama.”
That my dear is OK. Paying your family and helping them after all these years that they sacrificed for your studies to get the career you have now. Pero naisip ko parang may mali. Though giving back to the family is good, BUT without saving even a tiny amount for yourself then everything will be put to waste.
I replied “Hala, dapat nagse-save ka kahit papaano kasi paano pag ikaw naman nangailangan edi wala na.” I really mean wahat i said. Saving is not being selfish but being prepared. “Kahit 500 per cut-off malaki na yan. Isipin if you save 1000 a month in 10 years my 120,000 ka na.” (Pero syempre may iba pang paraan para lumago yan).
I am happy because this friend of mine realized the value of saving. And the value of starting as early as now. It all starts with learning and sharing what you know. Save Now and Buy Later. You need to pay yourself first. Para in the end you are ready for anything.
Happy Saturday everyone!!!
Izza of SavingsPinay helps Filipinos bridge the financial literacy gap one content at a time by providing insights and tips on budgeting, saving, investing, side hustle and growing your net worth. Aside from this blog she also writes at www.izzaglinofull.com, a beauty and lifestyle blog for frugal Pinays and manages, www.izzagevents.com, a wedding and event business since 2011. For inquiries, topic suggestions or future collaborations email her at firstname.lastname@example.org