November 2017 Quick Recap + Extra Income Report

December 3, 2017

Hi and welcome to my November 2017 recap and extra income report while working full-time!November 2017 Quick Recap + Extra Income Report


Every month I publish an in-depth report of my net-worth and extra income projects. I personally love reading income reports and I hope by doing this I inspire you to start side hustling too.


November is my birth month so my sole focus has been celebrating!  I still didn’t make that much extra income for this month but that’s okay. I still had an amazing birthday celebration which you can read more on my other blog,


Just like last month, although I didn’t make that much extra income I am beyond happy with how the month of October ended. There is so much to be thankful about. God is too good and every day He just reminds me of His goodness.


Let’s begin!


But first, I want to give a few background on why I’m publishing my recap and extra income report monthly.


I do this mainly because of two reasons:


1. To help myself stay on track with my finances and stay accountable to my goals and actions.

2. To encourage you and the others who are reading this post to pursue you passion and hustle your way to success.


I strive to keep this recap and extra income reports simpler, easy-to-read and easy-to-understand. Thank you for the positive feedback and I hope you will continue to support the succeeding recaps.


Related Post:

April 2017 Recap + Extra Income Report

May 2017 Recap + Extra Income Report

June 2017 Recap + Extra Income Report

July 2017 Recap + Extra Income Report

August 2017 Recap + Extra Income Report

September 2017 Recap + Extra Income Report

October 2017 Recap + Extra Income Report




My Extra Income Projects


I started making extra income in 2013 as a professional wedding and event emcee for all occasion. From then on I searched for other ways I can earn on the side. Below are my side hustles:


Blogging – I manage two active blogs., a personal finance blog and, a beauty, lifestyle and travel blog.


YouTube – I do have a YouTube channel which I wish you can check out and subscribe. I do beauty, bullet journal, personal finance and life videos.


Freelance Content Writing Service – I offer my service as a part-time web content writer. My niche includes general finance, personal development, blogging and web pages.



Weddings and Events – I recently launched Izza Glino Weddings and Events Business, a full weddings and events production based in Taguig, Philippines.


Also towards the end of this post I am sharing how these extra income projects affected my net-worth for September 2017. Lastly, I will share to you how I achieve my goals under personal development like reading, growing as a person and more.


Let’s begin with the breakdown.




As mentioned before, my main goal for 2017 is to generate actual income on my blogs. I finally achieved this goal last August 2017 when I reached my $100 Threshold on Google AdSense.


If you are thinking of starting a blog, this tutorial may help you. I condensed everything I know on how to start a blog for beginners.


Below are the highlights or progress I made on my blogs for this month.


I am constantly updating some of the past posts in SavingsPinay to optimize and to add proper ads inside. I have been  longing to do this ever since my Kuya from helped me insert ads within my blog posts. This move goes the same with my other blog, wherein I re-published The Korean Skincare Routine for Pinays.


Some of the new and improved posts in SavingsPinay are:

7 Advantages of Mutual Fund

9 Smart Ways You Can Spend Your 13th Month Pay This Year

Everything You Need To Know About P.E.R.A.


On Social Media


The SavingsPinay Community on Facebook has surpassed 1500 members as of this writing. I can’t believe how much love and support the exclusive group is getting lately. Members are now commenting and sharing their stories to the group.



I created the exclusive Facebook group to gather the readers of SavingsPinay blog and create a venue where all who would want to learn more about living with a budget, saving money, investing in the Philippines, retiring young and making extra income with a full-time job can interact with each other.



If you are not yet part of the SavingsPinay Community of Facebook you can easily join here.


On Email List


For the first three years of my blogging journey I didn’t take building a mailing list seriously. I thought no one will dare to sign up on my tribe. Thankfully I overcome this fear in June 2017.


What do you get as part of my email list?


  • Access to the Resource Library where you can download freebies like workbooks, budget templates, money manifestos etc.
  • An exclusive email every week containing info and updates I only share to my subscribers. My first newsletter includes how my first three months investing in direct stock market went. And the response has been amazing.


Sign up here.

With that here are my other regular posts on SavingsPinay:


For November, I consider revamping some of the past posts in SavingsPinay and IzzaGlino as the highlight of my month.


How I Make Extra Income Blogging?


Now you may wonder how I make extra income blogging. In the beginning I didn’t really plan to make money out of my blog. It seem so impossible to me.


Then last year when I finally got my own domain with Pangalan and invested more time and effort on the blog, opportunities opened. I realized I can really make extra income with this hobby.


And so here’s a quick breakdown on how I do it:


Google Adsense


If you look on the sidebar of this blog you’ll find some ad placements. I earn through impressions and clicks those ad placements generate.


Sponsored Post


Sometimes I get an opportunity to write for a company which is in line with what I blog and what you, my audience, likes to read.


This holds a big chunk of my earnings in blogging for the past four years. On my 2015 Extra Income Report, I haven’t declared any earnings from sponsored posts because I only got a chance to work with brands/companies come 2016.


If you want to learn more about sponsored post opportunity on this blog, shoot me a message on




I make money by joining affiliate programs in the Philippines. Below are the companies and programs I am affiliated with:



You can buy domain or hosting plans through Pangalan with my link. I consider getting my own domain as the biggest turning point of my life as a blogger. With your own domain you will be easily remembered, get noticed and build authority.

(read more on my How to Start a Blog post)


I became an affiliate with TravelBook since August last year when they held a blogging contest which I fortunately won. If you want to book hotel or accommodation on your next trip then try to check TravelBook. They have tons of partnered hotels all over the Philippines and some even give huge discounts.

(read more on my How to Earn as a TravelBook Affiliate post)


I recommend makeup or skincare products I use and include an affiliate link on my other blog,IzzaGlinoFull. Here on SavingsPinay, I share financial books I read and other resource materials with their unique affiliate link. Make sure to check out some items on sale on Lazada.

(read more on my How to Make Money with Lazada post)

November 2017 Quick Recap + Extra Income Report

Blog Income and Traffic for November 2017


I run two active blogs at the moment.


IzzaGlinoFull, a beauty and lifestyle blog for frugal Pinays and

SavingsPinay, a financial journey of a common Pinay


I follow a different content and marketing strategy for each blog. IzzaGlino is more of a personal space for me where I can share my obsession with makeup and skincare, bullet journal, reading books and more.


SavingsPinay, on the other hand, is more of a resource page or niche website. I try to create more valuable posts that is in line to what my audience wants to read. I focus mainly on living with a budget, saving money fast, investing in the Philippines, retiring young and making extra income while working a full-time job.


November 2017 Blog Adsense Income

For November 2017 Recap and Extra Income Report on the blog I earned the following:

AdSense – $15.03 or 751.09 php

Sponsored Post – 0.00php

Affiliates – 290.00 php


After I earned my first 100 dollars from Google AdSense, it became much easier for me to reach my next payment threshold. As you can see in the photo above I am now halfway through my next Google AdSense payout which still feels so surreal.


It took me almost four years to make money in Google AdSense and now I only need to wait 3-4 months. Hopefully one day the ads and traffic I generate is enough to help me earn at least $100 monthly.


I haven’t reached the threshold yet so I will not be including my blog income on the November net worth below.


I really need to focus my energy and resources is getting sponsored post. Being in a personal finance niche is hard because there are less companies and brands that you can connect with. I am looking forward to work with financial companies, services and applications that my readers could benefit as well. If you are interested please email me in for collaboration.


Traffic-wise it was a tough month for both SavingsPinay and IzzaGlino. Both blogs had sudden decreased when it comes to number of users and number of sessions compared to the previous month.

Traffic for SavingsPinay this November 2017. Pageviews increased from 12,944 to 13,228 | Users decreased from 6522 to 6609 | Sessions increased from 8031 to 8084


Traffic for IzzaGlino this November. Pageviews went up again from 11,328 to 11,377 | Users also decreased from 7426 down to 7115 | Sessions decreased 8454 to 8,055




I have a new video upload on my YouTube channel! It’s a flip through of the 2018 Belle de Jour Planner I got as a birthday from my cousin.


I love me some planner and although I’ve been using the bullet journal system for the past two years, I am still excited to use this BDJ Planner as my everyday agenda notebook for 2018.


Last month, I mentioned my decision to wait for my channel to reach its next threshold before uploading any new videos. But, after much consideration I guess rebranding to more of goal-setting, being a girlboss and financial videos is the best solution.


The goal now is to publish a new video every week and definitely delete videos that doesn’t resonate with my rebrand anymore.


It will be all about personal finance and lifestyle videos. If ever the beauty-related video will be more general like get ready with me, monthly favorites, routines etc.


For income update, I currently have $21.30 on my account which is below my $25 threshold. This is what’s good with YouTube as a passion project, even if you don’t shoot, edit and upload a new video, you will earn passively from the past views. I am looking forward for my second YouTube payout before the year ends.

Wedding and Events Business


There is no activity for Izza Glino Weddings and Events for November.I have completely postponed all my plans and activities for this side venture to focus in keeping both SavingsPinay and IzzaGlino active.


Next year I’ll be surely back with my active involvement in marketing the business. My goal is to generate active income with it that could fast track my journey to first one million pesos!

Freelance Content Writing


Another way I make extra income while working full-time is offering my service as a freelance content writing.


I work as a freelance content writer and blogger for hire since 2014. I specialize in the following topics:


  • Beauty and Lifestyle
  • Personal Finance and Business
  • Freelancing and Startup Life
  • E-commerce
  • Blogging
  • Domain and Web Hosting
  • Investing in Stocks
  • Weddings and Events
  • Travel


I have a degree in Journalism and have been working in the corporate world as a documentation specialist – first in an IT firm and currently in an asset management company.


I genuinely enjoy writing for the web. I love helping businesses promote their services through quality content material. I enjoy meeting my clients’ needs on schedule and getting their message across all mediums.


For the first part of 2017 I slowed down on this area because I had a tough month last February and March. Fortunately, I am recovering well and is back in doing freelance content writing services.


I mentioned last August, that I became a ghost writer for a personal finance blog. I was able to write around 6-7 articles during the duration of the work. The money I earned already reflected on my extra income fund last month.


If you are a business owner or a blogger who want to grow through content marketing and need my services don’t hesitate to email me at or my personal email




Now to end this post I will be sharing my net-worth for November 2017. Just like my last recap and extra income report I am including actual figures already. But, I am making a simple spreadsheet this time to easily track down my progress.

November Income Report

Here are the details:


  • I didn’t include cash on hand since most of them are my budget for the coming work week.


  • I’ve been using my extra income fund for the whole month of November because I can’t find my ATM!!!!  Thus, a big drop on how much money I have on this fund. I know how lame my excuse is but even our HR is on leave so processing a new payroll ATM is currently on hold. As soon as my new ATM arrives I will payback this fund.


  • The reason for the sudden increase in my savings account is because of the bonuses I received last November 15. I am pretty sure my net worth will change next year when I finally use my bonuses for investing and gift shopping.


  • Also my investment in FarmOn online farming is now reflected on the spreadsheet. I invested in FarmOn before October ended. I got surprised that the 16th Cycle Registration has opened so I joined the bandwagon and opened an account on FarmOn. I picked the remaining farm at Pangasinan to invest with and I got a bit surprised that 1 plot is Php 7,500!!!  I am excited how this new investment vehicle will turn out in the next 6 to 8 months.




  • Both Receivable #1 and #2 are money owed to me.


  • Other Assets are combined value of items I own that has market value like aircon (I won on a raffle), LCD projector and gadgets like Ipad Mini and previous HP laptop.


  • My direct stock market investment is still bloody red!!!!!!  Wilcon (WLCON) just keeps on getting down. It even went to 8 php per share compared to the 9.80 php per share high last September. At the moment I am negative when it comes to return of investment but because I am investing on a long-term basis I don’t really mind the loss I’m seeing in my portfolio. I know there is still a big chance that I’ll earn what I lost in the future.


  • Unlike my direct stock investment, my money in mutual fund is now at its highest return ever. I am so happy I didn’t withdraw my investment last year when the performance of FAMI-SALEF went really poor. I keep on investing my money and now my mutual fund investment is earning well.


Final Notes from SavingsPinay

I hope you enjoyed my November 2017 Recap and Extra Income Report. By the way, I am still working full-time. I have no plans of quitting unless I feel confident enough that my extra income can support me towards financial freedom.

Please go over Goodbye November, Hello December 2017 on my other blog to read all about the events and happenings that took place in my personal life.

Still can’t believe that we are now on the last month 2017. As the New Year begins may you all continue working on your finances.  

Thank you for reading my post. See you on the next recap and extra income report.


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How was November 2017 for you in terms of finances?

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Or leave a comment below!!!

Clariza Glino

Izza of SavingsPinay helps Filipinos bridge the financial literacy gap one content at a time by providing insights and tips on budgeting, saving, investing, side hustle and growing your net worth. Aside from this blog she also writes at, a beauty and lifestyle blog for frugal Pinays and manages,, a wedding and event business since 2011. For inquiries, topic suggestions or future collaborations email her at

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