March 2021 Net Worth Update

April 6, 2021

Welcome to another net worth update of 2021, the March 2021 Net Worth update.


How are you doing? If you’re new to SavingsPinay, you may be wondering why I post my net worth update every month. If you’re not you can easily skip to the next section.


The main reason why I do net worth updates is to stay accountable with my finances. As to why I share them publicly revolves mainly with my core objective of bridging the financial literacy gap among Filipinos one content at a time.


I hope you enjoy today’s post.


March 2021

The month of March really marched on quickly, isn’t it? In just a snap, the first quarter of 2021 is done.


March was quite an eventful month for me. First off, my niece was born! I became a Tita once again, a role I deeply cherish. We also had double celebrations every year in the month of March since it’s my brother and my nephew's birthday.


I actually spent the whole month working from home so I don’t have any variable expenses. But I did make two major expenditures – plane tickets for my parents and celebration of my brother and my nephew’s birthday. More story about this on the latter part of this post.


You can go to my personal blog for more inside story of my life.




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March 2021 Blog Updates and Highlights

After two consecutive slow and lazy months, I finally gained momentum in March. The privilege to work from home provided me with more time to work on the blog and I’m truly grateful for it.


If you want quick money tips and other updates make sure you are following me on Instagram.


For March 2021, I posted nine articles. In case you missed any of my posts, here they are:


February 2021 Net Worth Update

10 Best Franchises under Php 1million

S1 E6 Invest Now, Invest Early

My Money Map for 2021

Net Worth – What, Why, and How

S1 E7 Diversification

Reader Question | Which do I prioritize first? An Emergency Fund or Life Insurance?

S1E8 Plan

10 Best Peso Sense Ipon Challenge Stories

March 2021 Side Hustle Income

Breakdown I finished March 2021 at almost 90% of my next Google Adsense payout. It’s only been the first three months of 2021 but I already had two payouts. A-MAZ-ING! Thank you for the continuous support for the blog.


I am now at 47% in my goal of $500 Google Adsense income.


Aside from Google Adsense, I got two long-term paid projects signed for March. However, no income will reflect yet on my net worth as I haven’t received any money pa. It might reflect next month. Hopefully!


Grateful for projects like this where I will have a recurring income.


I also had an inquiry for the Money Coaching Program. Yay! We will do a discovery call after Holy Week and if everything goes well, this would reflect on next month’s income update. I’ve briefly talked about what the Money Coaching Program is on my 2020 Side Hustle Income Report.


If you’re interested in what this money coaching is all about you can send me a message as well via email on izza@savingspinay.ph.


So, in a nutshell I didn’t earn any side hustle income for March. But I’m sure it will be April.





March 2021 Goals

I posted my 2021 goals not long ago and something I learned to be very effective in life is the power of measuring your progress.


Excited to share with you how I’ve been moving in terms of my goals for 2021.



Financial Goals

End with Php 500,000 net worth. Grateful to continuously move up in terms of my starting net worth. The journey may be slow and steady but I’m already seeing some good opportunities happening specifically on the side hustle income. I again moved a bit on my starting net worth. So far, I still feel like I can manage accomplishing this goal. Since I already have my emergency fund checked, it really gives me that upperhand on my finances.


Grow Side Hustle Income to Php 100,000 net. Amazingly, the side hustle income also moved for February 2021. Grateful for the Google Adsense income I’ve been getting as well as the new enrollee for the Money Coaching Program. There are opportunities opening up for the blog but nothing is final yet. I am hoping the month of March 2021 will be good as well in the area of side hustle.


Total Money Saved and Invested to Php 100,000 net. For March I didn’t work at the site. This opened up more room for savings and investments. As you will see in my net worth update later, my investments grew a lot for the month of March. I was able to accomplish saving and investing more than 35% of my salary for the month. What I did is actually set up my mobile banking to transfer x amount of money every first day of the month to my brokerage account and my mutual funds. I’ve also been adding to my high-yield account every month as a form of extra savings since I already hit my emergency fund.


Finish my 2021 Sinking Funds. I’ve shared my 2021 Sinking Funds in this post and I actually have two categories – personal and work. So far, each of my sinking funds are in progress. Last month I became a new Tita! My niece has arrived. The sinking fund I’ve set up for my niece’s gift was achieved last March. Now I only have four left on my personal sinking fund.


Blog and Business Goals

Upload 2x/week on YouTube. YouTube is my biggest venture for 2021. I really want to publish new videos on my YouTube channel. The plan to have my first few videos up in February 2021 has been pushed to April instead. For March, I didn’t actually make progress on the Project: Filming Studio/Work Station. The month got super eventful. You can read more about it on my personal blog. So for April this will be first on my agenda.


Blog 100 times. I got into more blogging for the month of March 2021. I published nine posts which is beyond my target of 8 posts a month. Again, the main reason for this is because I’ve been working from home for the whole month of March. It opened more time for me to write posts. I know I’ll have to report back to work by April as soon as the quarantine is lifted so my main goal is to blog in advance.


Release at least three (3) Paid Products. I mentioned how I set March as a busy month to plan all the hard work for my April 2021 paid product release. However, I had a major change on the product I will release for April. I kind of scrapped the whole concrete plan I already did last February 2021. But I’m hoping this sudden change will bring something good.


Get one (1) month ahead of blog posts. As mentioned, this area has been a work in progress pa din. The best I can do currently is one week in advance. At this rate, I’ve been able to write and publish all posts for the week over the weekend which allows me more time in the weekdays for other things. Part of my goal next month is actually hire someone for the admin tasks I have as a blogger like creating graphics, posting on Pinterest, etc. This will be such a milestone for my blogging career. I do believe this will open up more time and opportunity for me to get ahead on blog posts.


Update blog Main Menus and Archive. Updating the blog Main Menus and Archive will not only allow a better reading experience to my readers. It will also help me identify what posts I am missing. I also want to use the Main Menus to offer my services. This is also part of the task I’d like to delegate to someone else.


Reach $500 Total Google Adsense Payout. In my 2020 Side Hustle Income Report you’ll know that Google Adsense is one of the areas that I earn as a blogger. My main goal for 2021 is to continue earning well on it since it’s more of a passive one. With $236.44, I am now halfway to reaching this goal. The month is starting really well for me in the area of blogging.


Personal Goal

Read 20 books. For 2021, my target book to read is 20. I finished a new book for March 2021. I am hoping next month will be better.




March 2021 Net Worth Update


I’ve been tracking down my net worth since 2017 and it’s very motivating to see my progress. Grateful I am now green in terms of my net worth. I’ve been pretty consistent in following my savings and investment schedule which is really A-MAZ-ING.


Some things to note in my March 2021 Net Worth Update:

  • I paid for the tickets of my parents and my younger sister for their trip to our province. This has been “the big plan” I’ve been talking about for every net worth updates entry last year. Finally, I got them the plane ticket and so far the flight is a go. Hoping everything will go well.
  • The market has been steady for the month of March 2021. Since I’m working from hope for the whole month, I had more money for savings and investments. The best thing right now is I am on track with my saving and investment schedule. I am not as worried with the current value because I am investing for the long term.
  • The main reason why I need to make money on my blog is because I have recurring expenses to maintain it. For March, I didn’t have any concrete income from the side hustles but I have expenses so I’m at a negative.


Next Month’s Plans

Last month was a really good and productive month for me.


I do feel like I'm already out of my slow and lazy months like what happened last January and February. And so, I'm looking forward to what's in store this month.


First of the agenda for April 2021 is to set up my filming studio/work station. I have to do both painting and decor for this. I also need to learn how to meal prep since I'll be living alone soon. I want to search for recipes I can do easily and have a go to grocery list as well.


I also need to release the remaining episodes of The SavingsPinay Podcast. Glad how last month I was able to release three episodes in a single month! If you haven't listened to The SavingsPinay Podcast go to Spotify, iTunes or Google Podcast and search SavingsPinay Podcast.


Another milestone for me for April is to be able to delegate some of my admin tasks. I've been thinking about this a lot and I feel like I can't achieve my plan to get ahead on posts if I don't free myself with the administrative tasks.


For April I want to make sure I still follow my saving + investing rate, stick to my budget, and track my expenses.


Two main tasks that should happen this month – send out newsletters and launch paid product #2.


Last Month’s Goals: ⁣⁣ ⁣⁣⁣⁣

Finish Personal Sinking Fund 1 (Pamangkin’s Gift) – DONE

Buy Materials for new paid product – FAILED

Create Prototype of the paid product – FAILED

Release SavingsPinay newsletters – DONE

Release remaining SavingsPinay Podcast content – DONE

Stick to budget and tracking expenses – DONE


Money Goals This Month

Set up Filming Studio/Work Station

Learn to Meal Prep Release remaining

SavingsPinay Podcast content (Last episode and season break)

Delegate some admin tasks

Follow saving + investing rate

Release SavingsPinay newsletters

Launch Product #2

Stick to budget + track expenses


Final Notes from SavingsPinay

Thank you for reading my March 2021 net worth update. I am eager to do more next month.


How’s your finances for March 2021?



Clariza Glino

Izza of SavingsPinay helps Filipinos bridge the financial literacy gap one content at a time by providing insights and tips on budgeting, saving, investing, side hustle and growing your net worth. Aside from this blog she also writes at www.izzaglinofull.com, a beauty and lifestyle blog for frugal Pinays and manages, www.izzagevents.com, a wedding and event business since 2011. For inquiries, topic suggestions or future collaborations email her at izza@savingspinay.ph


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