Learn to Invest Without Tears Before 2014 Ends

December 2, 2014

Growing up, I was taught that the only way that I could earn money is to get a job. The term “investing” sounds very foreign and very uncommon for me. When I started dropping by at National Bookstore and reading books in business and investing books that I became fully aware that there are more opportunities available.

If you want to earn more money, you have to work for longer hours and you have to be available for the job. This is where investing is applicable. You let the money work for you.

There are many ways that you can make an investment. This consists of putting money on stocks, managed funds such as mutual funds, bonds, UITF and even investing on properties and real estates. Collectively they are called “investment vehicles” wherein each vehicle possess has pros and cons but everyone as early as you are now, you need to start investing! You have to put a certain amount of your income to work for you slowly.

What Investing is all about?

Investing is all about taking risk for something that you believe will give you a benefit in the future. You cannot invest in an investment vehicle that you do not know as such not anyone will proceed to directly investing in stocks if he/she doesn’t even know the true meaning of stocks.

Investing is important to learn and to adopt for it can increase the chances of your financial freedom. You can never be rich as an employee! You need to take a risk for your money to consider a much bigger and faster profit.

If you are still in your 20s you are of a big advantage. You have all the energy to work harder, save bigger and invest greater amount. For those in the 30s fret not, I’ll congratulate you ngayon pa lang for stepping up and taking action now. It is important to remember that the more you delay your investing, the lesser the chance of your money to grow in the amount you expected it to be. Remember my post about Compound Interest?! If not click here.

Why You Should Invest NOW?

1. You are not getting younger. Every day is an added day for your age. You need to plan your retirement as early as now.

2. You have familial responsibilities. Whether you like or not you have familial responsibilities. You owe it to your family and your soon to be family to be financially prepared. Investing gives you the capability to have a chance in making your money grow.

3. You do not know where to put your money. If in any RARE case you have money surplus then investing is a good way that you can spend your money intelligently. People who work for 2-3 jobs can get enough excess money to start investing.


For the whole year round, I published different topics in line with investing. I hope each link will help you know better the true world of investing.

7 Advantages of Mutual Funds is a post that will enlighten you to the different pros of mutual fund investing.

FAMI or COL Financial (Beginner’s Alert) is a post I created to differentiate FAMI (Mutual Fund) to COL Financial where you’ll be directly investing your money to the stock market.

UITF vs. Mutual Fund (Beginner’s Alert) is another comparison post I created by this time a battle between UITF or Unit Investment Trust Fund and a Mutual Fund.

What is UITF Investment? is a quick introduction to Unit Investment Trust Fund and how this can be your next investment vehicle.

What is NAVPS? explains how the term Net Asset Value Per Share which is a terminology present in Mutual Funds.

Lazada PhilippinesWhat is Peso-Cost Averaging Method? if you want to know my investing strategy then this post is the only explanation you need. You adapt this investment strategy too.

How I Opened my FAMI Account w/ Pictures shows how I manage to open my very first investment!!!

How to Pay for Your FAMI Account through Metrobank Direct is a post I created to teach you how you can easily pay for your FAMI Top-ups online through Metrobank Direct.

How to Compute for your FAMI Investments will teach you a formula to know how much your FAMI Investments easily.

FAMI Update! After months of investment I finally made an update of my financial life with FAMI-SALEF.

How To Worry-Free Invest in the Philippines?

I know you may have read one of my famous investment post about How To Worry-Free Invest in the Philippines. The full post is on the link and you might want to check out. But just to have a quick recap here are the things that could help ease the worry and fear of investing.

  1. Be Informed
  2. Have an Emergency Fund
  3. Study your Investment venture
  4. Learn from the Expert and Experienced
  5. Know that God wants you to be Financially-blessed

In my 3 Types of Income post, I have mentioned about Portfolio Income. Investing in stocks, mutual funds and other vehicles could be your ticket to earn a portfolio income. This can also be your key for a future passive income!!!

If you are still in doubt or if there’s something bothering you then shoot a message to me via email izzaglinofull@gmail.com or the comment box below. I hope this post helped you kick start your way to success!!!

Be better in your finances. Save Now, Invest Now and walk your way to success. Sign up in my Email List and receive templates to get you started in your Financial Wealth. Follow me on Facebook and Twitter for better updates. Godbless.  

Clariza Glino

Izza of SavingsPinay helps Filipinos bridge the financial literacy gap one content at a time by providing insights and tips on budgeting, saving, investing, side hustle and growing your net worth. Aside from this blog she also writes at www.izzaglinofull.com, a beauty and lifestyle blog for frugal Pinays and manages, www.izzagevents.com, a wedding and event business since 2011. For inquiries, topic suggestions or future collaborations email her at izza@savingspinay.ph


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