November 26, 2013

Another way of budgeting that i had learned to use is the notebook style. This style of budgeting is highly applicable to those who does not base on salary alone for their source of income and has other way of earnings like a sideline and so on.

In the Notebook Style all that you will need is an old or any notebook that you don’t use and a pen. You can also opt for a mini notebook so you can easily bring the said “Budget Notebook” anywhere at anytime.

So on the notebook that you have you can simply follow the format that i use or you can opt to create your own format. 
  •  Top row you can write “Expenses Breakdown” and write the month of the year.
  • Create 6 columns and divide each column to as follows: Day of the month, Total Cash-in, Expenses, Actual, Remarks.

DAY OF THE MONTHS refers to the date you received a certain money or income. 

TOTAL CASH-IN refers to the amount you received.
EXPENSES refers to the item to which you use your money.
ACTUAL refers to the amount you allot for each item expenses
REMARKS refers to whether you succeeded to stick on the budget of not/.
  • Every time there is money going in for you write the date to when you received it, total amount and budget that said money to the different expenses  that you have. In this type of budget you can be more specific. See example below.
  • Always put a check if you were able to do so in sticking to the budget so you will have a harmonious relying on the notebook budget. Also always note that the total amount in the actual must as always be equal to the total cash-in.

 I do hope you find this post informative. Good luck in budgeting!

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Clariza Glino

Izza of SavingsPinay helps Filipinos bridge the financial literacy gap one content at a time by providing insights and tips on budgeting, saving, investing, side hustle and growing your net worth. Aside from this blog she also writes at www.izzaglinofull.com, a beauty and lifestyle blog for frugal Pinays and manages, www.izzagevents.com, a wedding and event business since 2011. For inquiries, topic suggestions or future collaborations email her at izza@savingspinay.ph


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