Author: admin

Investing in Mutual Fund for Beginners – The Complete Guide

If you ask me what the perfect investment for beginners is, I’ll definitely answer – Mutual Fund.   At 19, I had a mutual fund and kept investing in it as little as 1500pesos every month. I treated my mutual fund as a retirement account, money I am saving for my(future)self.   Over the years I’ve received a number of questions about investing in mutual fund in Philippines. So today, […]

High-Yield Savings Accounts in the Philippines

Most of us are in the hunt for high-yield savings accounts.   And I cannot blame you.   Nowadays it’s important to maximize whatever money we have. And if we can get a decent interest rate from the money we save, that would be amazing.   The typical savings accounts in the Philippines only provide 0.125% to 0.50% interest. With the fees involved maintaining the account, talo ka pa kapag […]

I’m Finally Investing in Stocks | SavingsPinay

I’m investing in stocks!!!   Today allow me to share to you one of the major financial decisions I did three years ago – I started investing in stocks directly.   I have always wanted to know how stock trading works and finally I can now learn from experience.   Investing in stocks is one sure way you can build a strong financial foundation and enable yourself to earn passive […]

September 2020 Net Worth Update

Welcome to my September 2020 net worth update!   The reason why I do net worth updates is to stay accountable with my finances. I publish my real numbers as it is with the mission to continue to bridge the financial literacy gap for Filipinos one content at a time.   I hope you enjoy today’s post.   September 2020   September 2020 went by too quickly, wasn’t it?   […]

Stay Productive While Quarantined at Home with Security Bank

The pandemic has changed the way we live and connect with each other. A few months ago, we all went out for every little necessity and luxury without any second thought. Now, we cautiously schedule every errand as we limit our exposure to public places and ensure our safety.   Neither life or work stops despite being quarantined. Security Bank offers digital banking solutions and innovations that help its customers […]

11 Ways to Build an Emergency Fund from Scratch

For sure this is not the first time you encountered the word emergency fund.   Financial experts agree that building an emergency fund is crucial to grow wealth and achieve financial freedom. If you are reading this post because you want to build an emergency fund for your own, good for you!   You are now one step closer in building a strong financial framework for life.   An emergency […]

Budget Categories: A Basic Guide for Your Next Spending Plan!

Today we’ll talk about budget categories and why they are an important aspect of a serious budget.   Budgeting is a timeless personal finance tool. Once you know how to budget, you’ll surely be on the right to financial freedom.   However, there are basics in budgeting one must master first.   And that is having the correct budget categories.   If you want to create effective budget moving forward […]

August 2020 Net Worth Update

Welcome to my August 2020 net worth update!   The reason why I do net worth updates is to stay accountable with my finances. I publish my real numbers as it is with the mission to continue to bridge the financial literacy gap for Filipinos one content at a time. I hope you enjoy today’s post.   August 2020 The month of August 2020 is all about changes.   For […]

8 Smart Money Moves To Do In Your 20s

Today I will be revealing the smart money moves to do in your 20s if you want to build wealth fast!   I have always viewed 20s as the perfect age to get rich. Not only are you more active and motivated to succeed, but you also have a ton of opportunities to earn more, save better and spend less than the others.   It all boils down to one […]

July 2020 Net Worth Update

Welcome to my July 2020 net worth update!   The reason why I do net worth updates is to stay accountable with my finances. I publish my real numbers as it is with the mission to continue to bridge the financial literacy gap for Filipinos one content at a time.   I hope you enjoy today’s post.   July 2020 The month of July 2020 is all about adapting to […]