Author: admin

11 Ways to Build an Emergency Fund from Scratch

For sure this is not the first time you encountered the word emergency fund.   Financial experts agree that building an emergency fund is crucial to grow wealth and achieve financial freedom. If you are reading this post because you want to build an emergency fund for your own, good for you!   You are now one step closer in building a strong financial framework for life.   An emergency […]

Budget Categories: A Basic Guide for Your Next Spending Plan!

Today we’ll talk about budget categories and why they are an important aspect of a serious budget.   Budgeting is a timeless personal finance tool. Once you know how to budget, you’ll surely be on the right to financial freedom.   However, there are basics in budgeting one must master first.   And that is having the correct budget categories.   If you want to create effective budget moving forward […]

August 2020 Net Worth Update

Welcome to my August 2020 net worth update!   The reason why I do net worth updates is to stay accountable with my finances. I publish my real numbers as it is with the mission to continue to bridge the financial literacy gap for Filipinos one content at a time. I hope you enjoy today’s post.   August 2020 The month of August 2020 is all about changes.   For […]

8 Smart Money Moves To Do In Your 20s

Today I will be revealing the smart money moves to do in your 20s if you want to build wealth fast!   I have always viewed 20s as the perfect age to get rich. Not only are you more active and motivated to succeed, but you also have a ton of opportunities to earn more, save better and spend less than the others.   It all boils down to one […]

July 2020 Net Worth Update

Welcome to my July 2020 net worth update!   The reason why I do net worth updates is to stay accountable with my finances. I publish my real numbers as it is with the mission to continue to bridge the financial literacy gap for Filipinos one content at a time.   I hope you enjoy today’s post.   July 2020 The month of July 2020 is all about adapting to […]

Retail Treasury Bonds – What, Why and How

Today is all about Retail Treasury Bonds.   We will talk about what retail treasury bonds is, why you should consider investing in it and how you can invest for the first time! Is this the first time you heard about Retail Treasury Bonds?   Then you are in for a treat! In this post I will share everything you need to know about Retail Treasury Bonds as an investment […]

How this 23 Year Old Started Her Online Negosyo during COVID Lockdown

Today we have an inspiring story about a 23 year olds who started her online negosyo during COVID-19 lockdown.   You may remember how I publish past success interviews before from this series I introduced last August 2017 where I interview ordinary people who has helpful and inspirational stories when it comes to personal finance, investment and making extra income.   Do you remember Romer, a young marino who is doing […]

Real Estate Investment Trusts (REITs) for Beginners

Today’s we will talk about Real Estate Investment Trusts (REITs) for beginners.   Have you ever dreamed of investing in your own real estate property?   You’ve always known how real estates are the way to go when it comes to passive income. It can boost your savings, helps you invest more and even retire early. But, real estate investment is not as accessible to common people. It requires capital […]

Let’s talk about Retirement

Retirement is a topic I have never really gotten too deep here in SavingsPinay.   I feel like I am not the right person to discuss it especially since I’m still in my mid 20s.   But, having been part of the few who started investing for their retirement at an early age, I’ve always known that there’s no better time to plan for your retirement than now.   Three […]

June 2020 Net Worth Update

Welcome to my June 2020 net worth update!   The reason why I do net worth updates is to stay accountable with my finances. I publish my real numbers as it is with the mission to continue to bridge the financial literacy gap for Filipinos one content at a time.   I hope you enjoy today’s post. June 2020 In June, the whole NCR was placed in General Enhanced Community. […]