Author: admin

8 Important Reasons To Start a Side Hustle

Start a side hustle today and you will never have to worry about tomorrow.   I talk a lot about extra income here in SavingsPinay. I am a hustler myself and I’ve done different things to make money on the side during college student and even now that I already have a full-time job.   Hustling part-time changed my life for the better. It helped me accomplish the following:   […]

January 2021 Net Worth Update

Welcome to the very first net worth update of 2021, the January 2021 Net Worth update.   How are you doing? If you’re new to SavingsPinay, you may be wondering why I post my net worth update every month. If you’re not you can easily skip to the next section.   The main reason why I do net worth updates is to stay accountable with my finances. As to why […]

How to Fix Your Budget and Make It Work

Are you looking for ways you can fix your budget and make it work?   In today’s post I will be sharing action items you can do to fix your budget and make it work this 2021. If you’ve been budgeting for some time now but still feel stressed because nothing seems to be working, then this post will be your best friend.   Creating a budget is important.   […]

7 Money Saving Challenges You Can Try This Year

Today’s post I will be sharing 7 Money Saving Challenges you can try this year.   If saving money is part of your 2021 goals but you don’t know where to get started, then this post is for you. Here are doable money saving challenges that will help you save more.   52 Week Money Saving Challenge One of the most popular money saving challenges that pops up every single […]

2021 Goals

It’s now time to talk about my 2021 goals.   Since starting this blog I have publicly declared my goals. I see it as a way to keep myself accountable. Making it public provides me with just the right amount of pressure to act on my goals and make it happen.   I feel like last year wasn’t bad in terms of achieving goals.   You can read why I […]

2020 Most Popular Posts in SavingsPinay

Today I will be sharing the most popular posts in SavingsPinay for 2020.   2020 has been a great year for the blog.   We were able to publish almost twice as much as last year.   60 posts in total.   It’s also the year I started sending email newsletters again, offer the free resources page, launch the podcast and release my first ever paid digital product.   And […]

2020 Year End Review

This post is my year-end review on life, goals and finances for 2020.   Here’s a quick run through on how the past 365 days went for me in general and how I would want the coming New Year to be different.   I’ve done a year-end review almost every single year since I started You can read each below:   2014 2015 2016 2017 2018 2019   For […]

2020 Side Hustle Income Report

Hi everyone and welcome to a new post. Today I will be sharing my 2020 Side Hustle Income Report.   I believe this is the first time I will be sharing this report but I do want this to be an annual thing in the succeeding years. I want to look back at how my side hustle income grew through the years.   For 2020, I launched a number of […]

How to Prepare Financially for 2021

In today’s post I will be sharing ways you can prepare financially for 2021.   Before I move on to today’s topic, allow me first to say my sincere apologies for being missing-in-action on this blog. It has been a crazy month of November and December for me. Both months were filled with personal and work-related events.   To make it up to all of you, I will be posting […]

SavingsPinay’s The Budget Template

Finally! The Budget Template is now out!   The Budget Template is based on the 50-20-30 Rule of Budgeting, a rule of thumb popularized by American Senator Elizabeth Warren in her book, All Your Worth: The Ultimate Lifetime Money Plan.   The basic rule is to divide your after-tax income into three categories – 50% on Needs, 30% on Wants, and 20% on Savings/Investments. It is one of the simplest […]