Search Results for: debt

How To Get Rid of Debt and Reclaim Your Finances

Today we will talk about the scary four-letter word DEBT specifically on How To Get Rid of Debt and Reclaim Your Finances. I rarely talk about debt here on the blog. I am pretty much blessed to have hard-working parents. Both my mother and father worked hard to sustain our needs. We are not rich but my parents inculcate the best financial habits to us. I and my siblings have never experienced […]

Here’s a Strategy to Pay Debt Even With Low Salary

Getting out of debt is one of the best financial move you can do in your life. It promotes financial peace and security, more money to spend without guilt and improves your ability to save and invest. One thing I will be forever thankful for to my parents is how they never ever let us go in debt. We never experienced going to the neighbor asking for money or things […]

8 Important Reasons To Start a Side Hustle

Start a side hustle today and you will never have to worry about tomorrow.   I talk a lot about extra income here in SavingsPinay. I am a hustler myself and I’ve done different things to make money on the side during college student and even now that I already have a full-time job.   Hustling part-time changed my life for the better. It helped me accomplish the following:   […]

How to Fix Your Budget and Make It Work

Are you looking for ways you can fix your budget and make it work?   In today’s post I will be sharing action items you can do to fix your budget and make it work this 2021. If you’ve been budgeting for some time now but still feel stressed because nothing seems to be working, then this post will be your best friend.   Creating a budget is important.   […]

7 Money Saving Challenges You Can Try This Year

Today’s post I will be sharing 7 Money Saving Challenges you can try this year.   If saving money is part of your 2021 goals but you don’t know where to get started, then this post is for you. Here are doable money saving challenges that will help you save more.   52 Week Money Saving Challenge One of the most popular money saving challenges that pops up every single […]

2020 Most Popular Posts in SavingsPinay

Today I will be sharing the most popular posts in SavingsPinay for 2020.   2020 has been a great year for the blog.   We were able to publish almost twice as much as last year.   60 posts in total.   It’s also the year I started sending email newsletters again, offer the free resources page, launch the podcast and release my first ever paid digital product.   And […]

How to Prepare Financially for 2021

In today’s post I will be sharing ways you can prepare financially for 2021.   Before I move on to today’s topic, allow me first to say my sincere apologies for being missing-in-action on this blog. It has been a crazy month of November and December for me. Both months were filled with personal and work-related events.   To make it up to all of you, I will be posting […]

SavingsPinay’s The Budget Template

Finally! The Budget Template is now out!   The Budget Template is based on the 50-20-30 Rule of Budgeting, a rule of thumb popularized by American Senator Elizabeth Warren in her book, All Your Worth: The Ultimate Lifetime Money Plan.   The basic rule is to divide your after-tax income into three categories – 50% on Needs, 30% on Wants, and 20% on Savings/Investments. It is one of the simplest […]

How to Achieve Financial Peace in Your 30s, 40s, and 50s

Today we will talk about how to be financially at peace in your 30s, 40s, and 50s.   When I did my very first Reader Survey , the results revealed that the primary age bracket of SavingsPinay Readers are in between 25-55.   I remember how surprised I was back then. I felt a lot of pressure because I knew those who were reading SavingsPinay have the age, experience, and […]

6 Things Consumers Should Check when Evaluating Credit Card Offers

There are a lot of misconceptions about credit cards among Filipinos. Among them is the idea that credit cards are debt traps. However, with proper money management and financial literacy, credit cards are actually helpful financial tools.   With that said, it can be hard for first-timers to decide on which credit card to get. The same goes for those looking for a secondary or a replacement card. That’s because […]