Search Results for: debt

How To Get Rid of Debt and Reclaim Your Finances

Today we will talk about the scary four-letter word DEBT specifically on How To Get Rid of Debt and Reclaim Your Finances. I rarely talk about debt here on the blog. I am pretty much blessed to have hard-working parents. Both my mother and father worked hard to sustain our needs. We are not rich but my parents inculcate the best financial habits to us. I and my siblings have never experienced […]

Here’s a Strategy to Pay Debt Even With Low Salary

Getting out of debt is one of the best financial move you can do in your life. It promotes financial peace and security, more money to spend without guilt and improves your ability to save and invest. One thing I will be forever thankful for to my parents is how they never ever let us go in debt. We never experienced going to the neighbor asking for money or things […]

Investing during Pandemic – What Should You Do?

One question I’m often asked when the COVID-19 pandemic began was whether it is safe to invest or not.   Investing is one way you can make your money work for you. Once you invest your money, you are purchasing a share in a company or an asset in the hope of a future income or growth.   It is a must for the following reasons:   1. Investing is […]

Reader Question – What are your money advice for a 30 year old?

Hi and welcome to a new Reader Question post.   I try to do this kind of post once or twice a month to give way to inquiries I receive on my personal Facebook account, the SavingsPinay PH on Facebook and through SavingsPinay PH on Instagram.   I do encourage you to send any budget, savings, investment or making extra income question you may have so I can answer through […]

Emergency Fund – What, Why, and How

Today I will share with you everything you need to know about Emergency Fund.   Emergency Fund is one of the five different savings account you should have in order to achieve financial freedom. It is important and you may have read about emergency fund in so many blog posts, financial books, and articles. But what is it really, why is it important, and how can you build one quick […]

S1 EP 9 Spend Wisely

Money is a strong resource for a man. It can buy power, prestige and luxury.   Unfortunately, money can also bring hatred, greed and dishonesty.   That’s why learning how to correctly spend your money is important. You have to be equipped on how money works.   The art of financial planning is not only centered on budget, savings, investment and others. Proper spending should also be discussed. Once you’ve […]

S1 EP8 Plan

One thing that differentiates a successful person and someone who is not, is having a PLAN.   In this episode we will dive closer to the term Financial Planning.   Financial Planning is such an important process that could help you achieve your financial goals. You are creating the very blueprint to your financial life. It will be a guide you will carefully consider before taking any financial decision. No […]

Reader Question – Which do I prioritize first? An emergency fund or life insurance?

Hi and welcome to a new Reader Question post.   I try to do this kind of post once or twice a month to give way to inquiries I receive on my personal Facebook account, the SavingsPinay PH on Facebook and through SavingsPinay PH on Instagram.   I do encourage you to send any budget, savings, investment or making extra income question you may have so I can answer through […]

Net Worth – What, Why, and How

Knowing your net worth is one of the crucial steps you should to determine your financial situation.    Net worth, just like investing, may seem like a foreign word for some. You most likely only hear it on celebrities or politicians. But, we all have our net worth and we all must become aware what our current net worth is.   In this post I will be sharing the what […]

My Money Map for 2021

In today’s post I will share with you what’s inside my money map for 2021 or how I organize my finances as a whole.   This post is an update from the previous post I made here.   A money map is basically a visual representation of where your money goes. You can use apps to create shapes that would best represent the movement of your money. You can also […]