Year: 2020

Spavings – What, Why and How

Have you heard of the term SPAVINGS?   One of my 2020 Financial Goals is to do spavings and record it. I had my first ever spavings update last time when I did my January 2020 Net Worth Update.   And boy was I happy and giggling inside.   Finally, I am really experiencing the benefits of spavings.   It has only been one month since I tried spavings but […]

Best Mutual Funds in the Philippines for 2020 | An Update

Last Update February 2020   Have you considered investing in any of the best mutual funds in the Philippines this 2020?   If yes, then this post may help you decide the best mutual fund in the Philippines to invest with.   Finding out the best mutual fund in the Philippines is hard.   To start with, the top performing mutual fund change every year.   You also need to […]

January 2020 Net Worth Update

Welcome to the first net worth update of 2020!   The last time I published my net worth update was July 2019 and I thought it would be nice to bring it back so I stay accountable as well to my finances.   I hope you enjoy today’s post.   January 2020           The month of January 2020 quickly became the longest month of the year. […]

3 Best Investment Strategies for Beginners + A Look at How I Invest

So what are the best strategies for beginners when it comes to investing money?   I’ve been asked a couple of times with this question whether through email at or by messaging me on SavingsPinay PH on Facebook what the winning strategies are when it comes to investing my money.   Talking about investment strategies to use is a hard topic.   It’s like me telling you my skincare […]

Pinoys Guide on Dave Ramsey’s Total Money Makeover

In today's post, it would be nice to give you a basic guide on how the Dave Ramsey's Total Money Makeover work and how we can apply it living in the Philippines.    Dave Ramsey is a big name in the world of personal finance. He is a National best-selling author of financial books. His website produce blogs, classes, live events and tools that will help you financially independent. His focus […]

10 Smart Financial Goals to Set This Year

Today we will talk about financial goals to set next year.   Funny how fast 2019 passed by.   I really can’t believe a new year is just days away. I can still remember the time when I was taking down notes in my bullet journal of what my aspirations for 2019 are.   Now, we’ve come to that time of the year where we just simply reflect and get […]

2020 Goals

It’s now time to talk about my goals for 2020.   Since starting this blog I have publicly declared my goals. I see it as a way to keep myself accountable. Making it public provides me with just the right amount of pressure to act on my goals and make it happen.   Last year wasn’t as bad in terms of achieving goals.   I have winning from important categories […]

2019 Most Popular Posts in SavingsPinay

Today I will be sharing the most popular posts in for 2019.   I still can’t believe that 2019 is over. It seems like yesterday when I’m planning on the content that I want to publish on the blog.   The year 2019 has been slow in terms of growth for the blog. I was missing-in-action for most of the months of the year. I failed big time in […]

2019 Year End Review

This post is my year-end review on life, goals and finances for 2019.   Here’s a quick run through on how the past 365 days went for me in general and how I would want the coming New Year to be different.   I’ve done a year-end review almost every single year since I started You can read each below:   2014 2015 2016 2017 2018   For me, […]