2020 Most Popular Posts in SavingsPinay
2020 has been a great year for the blog.
We were able to publish almost twice as much as last year.
60 posts in total.
It’s also the year I started sending email newsletters again, offer the free resources page, launch the podcast and release my first ever paid digital product.
And although I wasn’t as consistent in publishing new posts every single week, I am amazed and forever grateful for your support.
What started as a simple diary of a financial journey turned out to be a source of inspiration to others.
In a nutshell this year on the blog can be summarized as follows (in numbers):
60 Number of Posts Published
136,555 Pageviews in the year
11,379 Average Monthly Pageviews
2952 Current Email Subscribers
5,913 Current Followers on Facebook
$280.98 Money Earned through Adsense (December still not counted!)
530 Current Followers on Instagram
Again, thank you so much for all your support.
Before I list down the most popular posts in SavingsPinay for 2020, let me first give you a run through on what to expect to the blog this 2021.
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What to Expect in SavingsPinay this New Year
I want to publish more consistently here on the blog. Maintaining two blogs and a full-time job is such a hard work but by this time I thought I should be able to already establish my workflow. The main goal is to at least a month ahead of blog posts.
My aim is to maximize the current work-from-home situation every other week to spend quality time blogging. One of the hinders I have in terms of doing productive work is browsing my phone, social media, and YouTube. I want to significantly reduce my screentime.
I will still be posting here on the same schedule – every Tuesdays and Thursdays. And I am hoping to end 2021 with at least 100 posts published. Crossing my fingers I can do it.
Finance Videos on YouTube
Another goal I have is to get back to doing YouTube videos focused on finance. I was able to do some videos over the past couple of years but never consistent. I know how “in” videos are nowadays plus I get to explain things better when I speak.
Please subscribe to my YouTube Channel so you won’t miss any of my video posts moving forward.
Maintain the SavingsPinay Podcast
In April 2020, I launched the SavingsPinay Podcast. Super happy to get this done.
But I haven’t uploaded any new podcast episode since July last year. For 2021, I want to make sure that I publish new podcast episodes. Hoping to finish Season 1 of the podcast and work on the other seasons.
10 Most Popular Posts in SavingsPinay for 2020
Since starting this blog I have publicly declared my goals. I see it as a way to keep myself accountable. Making it public provides me with just the right amount of pressure to act on my goals and make it happen.
This, I believe is one of my first posts in 2020 and I feel like I’ve set ambitious goals not knowing how the year will transpire.
If you want to know what happened to my goals last year, you need to read my 2020 Year End Review.
One day I got this email from a reader who is already on his 50s. He asked for advice on preparing for retirement if you are already near the retirement age since most of the financial bloggers post only tips for people in their 20s.
That email got me thinking of this post. I believe how important early education is especially if you want to change your wealth. It starts with building foundation and it’s best to start young.
But, it doesn’t mean you can’t make good decisions for your future if you’re already in your 50s. Remember that you are still early than your 60 or 70 year old self. There’s so much you can change in your life in the next 10 years than not doing anything.
In this post I mentioned frequent reasons why Filipinos fail to prepare for retirement and five smart moves one can do. To further help you in preparing for retirement, I summed up the ways you can calculate your retirement fund. There are a number of factors that affect how much a person's retirement fund should be.
In this post I provided three reasons why you should save money. Over time that I’ve been blogging and chasing financial freedom I learned that saving money is far more important than any other concept available.
Learning how to save means valuing all your hard-earned money and becoming aware of what your priorities should be.
Without enough savings you’ll pretty much worry how to survive the coming work week. Once you set yourself on having a proper savings by living within your means or taking other extra steps, your financial stress will diminish.
The whole COVID-19 situation teaches us some valuable lessons about life. How much we need to save money. Those without an emergency fund prepared, will find themselves worrying how to put ends meet.
And so, the most important thing people can do now is to make sure they have an emergency fund in place.
If you need more reason to save money this 2021, better read this post.
This is one of my favorite posts done last year. I love how relevant it is to what’s currently happening. In this post I shared some smart thing you should do to keep your finances healthy even in the midst of the developing COVID-19 situation.
I feel like I also made a return-of-investment (ROI) in this post because this is basically the topic of the webinar invitations I got last year. This is a recommended read in case you missed this post.
One of the few investment topics I did last year is debunking the what, why, and how of Retail Treasury Bonds.
Retail Treasury Bonds is one of the investment vehicles you can actually try. If you consider yourself a highly conservative when it comes to investing, meaning you can’t take that much risk of losing your money and would want substantial capital appreciation – Retail Treasury Bonds is the investment for you.
Retail treasury bonds (RTB) is a type of investment vehicle issued by the Bureau of the Treasury (BoTR) under the Department of Finance. RTBs are made available in order to raise funds to be used by the Philippine government for its plans and projects. RTBs are a proof of debts wherein investors are paid a fixed annual interest rate paid through quarterly coupons.
If this is the first time you heard about RTBs and would like to know more about how it works then better read this post.
This is actually a back-to-back post with the Retail Treasury Bonds I did during the IPO stage of the first ever REIT in the country.
REITs is new addition to the product offerings of Philippine Stock Exchange or PSE which makes it possible for individual investors to earn dividends from real estate investment without having to buy, manage, or finance any properties themselves.
In this post I provided everything you need to know about REITs, from how it works to whether you should invest in it or not.
If you still haven’t done your list of goals for 2021, then I provided 10 ideas you can replicate in this post. I totally enjoyed writing this post and I do used some of the goal ideas here to set up mine every now and then.
I’ve been asked a couple of times with this question whether through email at email@example.com or by messaging me on SavingsPinay PH on Facebook what the winning strategies are when it comes to investing my money.
Talking about investment strategies to use is a hard topic. It’s like me telling you my skincare routine – it may work for me but it doesn’t mean it will work for you.
Also there is no promise that the strategy I use today, will be the same strategy I use forever.
But I know how important it is for beginners, especially those who are interested in the Philippine stock market. So in this post, I shared the three best investment strategies for beginners plus a look on how I invest my money.
Stop doubting yourself and your ability to invest for yourself! Don’t procrastinate because time is running, my friend. Study the basics of investing in Philippine stock market and open an account now. Use your extra money! I repeat, use your extra money.
Don’t invest your savings or emergency fund.
Overall, the best way to learn is to experience it yourself. Again, you will never know unless you try. And I hope this post will help you decide to start investing.
Most of us are in the hunt for high-yield savings accounts.
And I cannot blame you.
Nowadays it’s important to maximize whatever money we have. And if we can get a decent interest rate from the money we save, that would be amazing.
The typical savings accounts in the Philippines only provide 0.125% to 0.50% interest. With the fees involved maintaining the account, talo ka pa kapag mawala ka lang sa minimum.
So the fact that there are high-yield savings accounts available out there is a blessing. And in this post I shared helpful list of savings account with higher yields than usual.
This is the very first SavingsPinay Podcast show notes I shared on the blog. This is the Episode 1 of The SavingsPinay Podcast’s Season 1 – Learn to Live Within Your Means where I provided a number of ways you can live within your means.
Final Notes from SavingsPinay
Here are some runner ups:
Thank you so much for patronizing this blog through the years. I can’t believe we are now going years here.
Hopefully, you are still liking the posts I do. Happy New Year.
Which post do you find most helpful?
Izza of SavingsPinay helps Filipinos bridge the financial literacy gap one content at a time by providing insights and tips on budgeting, saving, investing, side hustle and growing your net worth. Aside from this blog she also writes at www.izzaglinofull.com, a beauty and lifestyle blog for frugal Pinays and manages, www.izzagevents.com, a wedding and event business since 2011. For inquiries, topic suggestions or future collaborations email her at firstname.lastname@example.org