Year: 2019

February 2019 Net Worth Update

Welcome to my February 2019 net worth update.   It will be in the same layout as last month as I want the net worth updates to stay as simple as possible and reflect real numbers and situations.   February 2019 As you may notice I’ve been missing in action for the month of February 2019. The reason for that is something major happened to me at work.   In […]

How to Save Money This Valentine’s Day

  Today’s post is a rather short and timely.   I have posted seasonal money tips in the past but usually involving Christmas but I thought it will be nice to share something for my readers who are celebrating Valentine’s Day but don’t want to spend a lot of money. Be Realistic with How Much You Currently Have   Don’t throw a Valentine’s surprise if your current budget is not […]

January 2019 Net Worth Update

Welcome to the first net worth update of 2019.   As I mentioned previously, I will be changing the layout of the net worth update since the past layouts were just all over the place. I want the net worth updates to stay as simple as possible and reflect real numbers and situations.   January 2019   The month went by so fast and I can’t believe we are now […]

40 Financial Habits for Life You Really Need to Know

Last Update January 29, 2019   Two years ago I published 40 Financial Habits for Life.   My goal is to come up with a list of good financial habits everyone can adapt too. I was inspired with the number 40 which describes a period of testing and battle in the Bible.   Some of you may have been in a battlefield right now, financially. I hope you can treat […]

Do You Have Poverty Mindset?

Poverty mindset is the “poor me” attitude towards money. It is commonly characterized by being always in the state of lack.   Have you ever met a person who constantly says “wala akong pera” or “hindi ko afford yan”. Someone who always answers negatively to what you suggest or say he or she should do. Those who only see the things that they don’t have instead of being thankful for […]

How to Take Control of Your Finances This 2019

Have you ever felt stressed and just want to take control of your finances once and for all?   I used to be a financial mess. I have monthly salary and money from my side hustles but I end up living paycheck to paycheck. I don’t have debt but I wasn’t achieving anything in the financial side.   And so I made a New Year’s resolution this year to get […]

2019 Goals

It’s time to talk about my goals for 2019.   Since starting this blog I have publicly declared my goals. I see it as a way to keep myself accountable. Making it public provides me with just the right amount of pressure to act on my goals and make it happen.   Now last year was a disaster in terms of achieving goals. I failed in almost every single financial […]


Welcome to the SavingsPinay Archives. Someone answered the Reader Survey and asked the possibility of a better Archive here on the blog. And so here it is! Almost 500+ posts filtered by date. If you happen to decide one day to read all posts, I hope this single archiving page helps you. This will be updated every time I post something new. January 2019 12: 2018 Year End Review  02: Citi Mobile […]

2018 Year End Review

This post is my year-end review on life, goals and finances for 2018.   Just a quick run through on how the past 365 days went for me in general and how I would want the coming New Year to be different.   I’ve done a year-end review almost every single year since I started this blog. You can read each below: 2014 2015 2016 2017 2018   For me, […]

Citi Mobile App Review – A Must Have App for All Citi Users

Find out what the newly-enhanced Citi Mobile® App can do, from personalized experience to lock and unlock feature if you card gets misplaced or stolen!   Thank you to Citi for partnering with me in this post. All opinions are 100% my own.   Mobile banking has become increasingly important nowadays.   Apps provide convenience and added protection to account users. Plus, they give you the freedom to do what […]