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SavingsPinay’s The Budget Template

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Finally! The Budget Template is now out!   The Budget Template is based on the 50-20-30 Rule of Budgeting, a rule of thumb popularized by American Senator Elizabeth Warren in her book, All Your Worth: The Ultimate Lifetime Money Plan.   The basic rule is to divide your after-tax income into three categories – 50% on Needs, 30% on Wants, and 20% on Savings/Investments. It is one of the simplest […]
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October 2020 Net Worth Update

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Welcome to my October 2020 net worth update!   The reason why I do net worth updates is to stay accountable with my finances. I publish my real numbers as it is with the mission to continue to bridge the financial literacy gap for Filipinos one content at a time.   I hope you enjoy today’s post.   October 2020 The month of October was filled with meetings. Most were […]
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How to Achieve Financial Peace in Your 30s, 40s, and 50s

MANAGE YOUR MONEY
Today we will talk about how to be financially at peace in your 30s, 40s, and 50s.   When I did my very first Reader Survey , the results revealed that the primary age bracket of SavingsPinay Readers are in between 25-55.   I remember how surprised I was back then. I felt a lot of pressure because I knew those who were reading SavingsPinay have the age, experience, and […]
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6 Things Consumers Should Check when Evaluating Credit Card Offers

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There are a lot of misconceptions about credit cards among Filipinos. Among them is the idea that credit cards are debt traps. However, with proper money management and financial literacy, credit cards are actually helpful financial tools.   With that said, it can be hard for first-timers to decide on which credit card to get. The same goes for those looking for a secondary or a replacement card. That’s because […]
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